The Charlotte real estate market in 2026 is no longer overheated — but it’s far from slow. With affordability challenges, rising mortgage rates, and shifting inventory levels, buyers and sellers must adapt to a more strategic environment. Here are the five biggest challenges shaping the market right now — and how smart homeowners are navigating them successfully.
By securing your property, having an evacuation plan, stocking up on essential supplies, and staying informed, you can face a hurricane with more confidence and peace of mind.
Always conduct thorough research, request a detailed flood history, and consider working with a real estate professional who has experience in flood zone properties.
Read over some of the kind words and feedback I have received and see for yourself the kind of experience you can have working with Fran.
★★★★★
“Fran was OUTSTANDING. Even though I was not a first time homebuyer, it had been almost 15 years since I bought a house and things had changed a lot. Fran talked me through the process and held my hand and made it all so easy! Every email and text was replied to promptly. Fran came highly recommended to me and I, too, would highly recommend her to anyone looking to buy OR sell a home. I feel like I gained a friend!”
- MF
★★★★★
“Fran was OUTSTANDING. Even though I was not a first time homebuyer, it had been almost 15 years since I bought a house and things had changed a lot. Fran talked me through the process and held my hand and made it all so easy! Every email and text was replied to promptly. Fran came highly recommended to me and I, too, would highly recommend her to anyone looking to buy OR sell a home. I feel like I gained a friend!”
- msfabian1
★★★★★
“Just wonderful to work with , she was a total pro. I could not be happier! Just love my new house. She was very timely , and answered all of my questions ,and there was a lot I recommend her fully!”
- Bobby Gordon
★★★★★
“ran is an awesome Realtor and friend. She is resourceful, detailed, innovative, and extremely knowledgeable about the Charlotte metro area real estate market. Fran will work tirelessly for you and has a heart of gold. She is truly a blessing.”
- Lisa Sexton
★★★★★
“Fran is the ultimate professional. Her knowledge of the real estate market is outstanding. In all my dealings with her she has been courteous and prompt. If Any one is looking for a good real estate agent who has 100% interest in the customer I recommend Fran Lucci.”
- jimpfla237
★★★★★
“Fran with work with you until the job is done the right way! Fran really knows her stuff!”
- Dianne Shaw Hoover
★★★★★
“It is with great pleasure that my husband and I are writing to describe our buying experience with Fran Lucci. We would recommend Fran to everyone considering the purchase of a home in the greater Charlotte, NC area. Fran demonstrates superior knowledge and professionalism as a Realtor. We had the opportunity to work with Fran while we were searching for our retirement home and were extremely happy with the outcome. Fran went beyond the call of duty to find the perfect home and location for us. Additionally, the closing was seamless.”
- John and Nancy Lintner
★★★★★
“We hired Fran to help us with the sale of our house (South Charlotte). We were so impressed that we re-hired her to find us a house (Belmont). We were impressed with how much marketing Fran did to help us sale our house. Often times, it feels like you pay a real estate agent, they list your house, and then it sales. It seems like you waste your money and leave thinking you could have done everything the agent did for you. Our experience with Fran was just the opposite. It was apparent that she invested a lot of her commission in the marketing of our house. Fran really shined when we had an issue with a setback which caused a deal to fall through. Fran went into action with the city and resolved the issue. If you are looking for an agent that can get things done if things go wrong; then Fran is the right hire for you. Fran also did an excellent job of accommodating our schedules while looking for a house in Belmont. She helped us negotiate a great deal under market value which included all the appliances, tvs, swing sets, and many other items we liked in the house. Great job Fran!”
The Charlotte real estate market in 2026 is no longer overheated — but it’s far from slow. With affordability challenges, rising mortgage rates, and shifting inventory levels, buyers and sellers must adapt to a more strategic environment. Here are the five biggest challenges shaping the market right now — and how smart homeowners are navigating them successfully.
By securing your property, having an evacuation plan, stocking up on essential supplies, and staying informed, you can face a hurricane with more confidence and peace of mind.
For newcomers and longtime residents alike, Charlotte’s commitment to sports and outdoor activities ensures that everyone can find a way to stay fit, have fun, and connect with their community.